Small debts. Big raccoon energy.
WHERE’S MY MONEY?
Your friend forgot.
Rikko didn’t.
Track what they owe. Pick a meme.
Send a nudge.
Free app. Coming to iPhone.
01 YOUR MONEY
They owe
you.
You paid for dinner.
They paid in promises.
Dinner. Rent. The group trip.
See who owes what, and what’s already back.
02 THE NUDGE
Less “hey…”
More meme.
Say it with a raccoon.
Pick a meme. Find your tone.
Drop it in their WhatsApp. Let the raccoon ask.
Choose a meme or video. Or put your face
in the scene with Star in it.
Try a one-off here. No signup. You press send.
HE SAID “LATER.” IT’S LATER.
01 / 08
Your name. Your amount. Their WhatsApp.
WhatsApp preview
Subject About that dinner…
HE SAID “LATER.” IT’S LATER.
Illustration only. Nothing sent.
Your friend doesn’t need Rikko.
Just their usual chat or inbox.
Your money.
His opening line.
Who’s keeping your money company?
Details stay in this tab until you choose a sharing option. Rikko doesn’t save this nudge. Privacy
Want to save IOUs or add a payment link? That’s what a free account in the app is for.
A little nudge. Big energy.
The meme couldn’t load. You can still send your message.
Opens their chat with your text. Check the recipient, then press Send. This button doesn’t attach the meme.
No IOU saved. No payment link created. Only for money genuinely owed. Keep it kind.
03 THE GOOD PART
Paid?
Case closed.
Less chasing.
More getting on with life.
They pay you directly.
You mark it paid. Rikko does his little dance.
Rikko never holds or transfers your money.
Still pending
CASE CLOSEDJust a demo. No money moves.
FOR EVERY “I’LL GET YOU BACK.”
Get your money back.
Keep your friends.
Meet your new wingman
Free app. Coming to iPhone.
A few small
money questions.
What does Rikko actually do?
It’s an IOU and payment reminder app. Track what friends owe you, add a meme, then share your nudge through WhatsApp or Telegram. Email is available for text-only reminders. You choose the recipient and press send. They get your payment details so they can pay you directly. Rikko can help you ask; it can’t make someone pay.
Is it free? Do I need an account?
Try a free one-off WhatsApp nudge right here, no signup. It isn’t saved and doesn’t create a payment link. In the app, a free account saves your IOUs and lets you share nudges with payment links. Your friend doesn’t need Rikko to open a payment link. Their payment provider may require a login.
Does Rikko touch my money?
No. Rikko never holds or transfers your money. Your friend pays you using the method you’ve added. Once you’ve checked that you received it, you mark the IOU paid.